Insurance Defense, Coverage & Subrogation

Powell, Kugelman & Postell, LLC Insurance Defense & Coverage practice is managed by Joseph M. Powell, C.P.C.U. Mr. Powell has worked in the insurance industry for over 28 years. Before becoming an attorney, Mr. Powell worked as a professional liability underwriter, field inspector, and claim investigator.

Our insurance defense and coverage attorneys at Powell, Kugelman & Postell are trial lawyers, each with years of courtroom experience. We also provide claim evaluation and coverage opinion services to insurance carriers. Our unique understanding of both the standard and excess insurance markets allows us to offer unmatched litigation and consulting services to insurance brokers and agents, underwriters, third-party administrators, and adjusters.

Defense of Policyholders

  • Architects and Engineers Professional Liability
  • Attorney Malpractice
  • Automobile Negligence
  • Construction Defect
  • Directors & Officers Liability
  • Insurance Broker and Agent Malpractice Claims
  • Miscellaneous Professional Liability
  • Premises Liability
  • Products Liability
  • Public Entity Defense (Tort Claims Act)
  • Real Estate Transaction Liability
  • Workplace Injury Liability


  • Bad Faith Standards and Claim Prevention
  • Fire Cause and Origin Investigation
  • High-Exposure Claim Investigation
  • Identifying Subrogation Claims


  • Auto Truck Physical Damage
  • Equine Life Insurance
  • Inland Marine
  • Motor Truck Cargo
  • Personal Auto Physical Damage Personal Injury Protection Benefits (PIP)
  • Property Damage (Commercial and Residential)
  • Fine Art Recovery

Insurance Coverage

  • Automobile (Commercial and Personal)
  • Bad Faith Claims (Defense and Prevention)
  • Disputes Between Insurance Carriers
  • Environmental Claims (Commercial and Residential)
  • Errors and Omissions
  • Inland Marine
  • Miscellaneous Professional Lines
  • Property and Casualty (Commercial and Residential)
  • Umbrella (Commercial and Personal)
  • Watercraft