Does debris removal coverage apply concurrently?when an insurance policy limits ?flood coverage for all losses ?resulting from Flood to buildings, structures or properties in the open? in the covered flood…
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Is an insurance expert?s opinion?based on?industry experience?a ?net opinion? that should be rejected by the court? The New Jersey Appellate Division, in Satec, Inc v. The Hanover Insurance Group, et…
Does unexpected and unintended consequential damage caused by a subcontractor?s faulty workmanship constitute ?property damage? caused by an ?occurrence? under a commercial general liability (?CGL?) insurance policy? ?Is such a…
Does an insurer have an obligation to indemnify its insured for liability related to animal health care products, or do such occurrences not qualify as an ?occurrence? of ?property damage?…
One of the more contentious trending topics in insurance law concerns how broad of a scope courts will give to insurance contract exclusions for EIFS (Exterior insulation and finish system),…
On February 19, 2016 a split New Jersey Appellate panel in the case of Bardis v. Stinson & Cumberland Insurance Group, A-3454-12T3, reversed a Superior Court motion Judge finding that…
The New Jersey Supreme Court has just reiterated the longstanding precedent that an insurer need not suffer prejudice in order to rightfully deny coverage when a policyholder fails to comply…
It is not uncommon for an insurance company to hire a lawyer to provide advice on a particular insurance issue and then subsequently hire the same lawyer to defend the…
An application for insurance is an important document for both the insurance company and the customer buying insurance. The insurance carrier should be familiar with its contents and the effect…
If you’re a landlord, a commercial property owner, or a commercial tenant, then you know there are a host of risks to manage. From environmental hazards to accidents, these risks…